Social Security Increase 2025 Cola Increase. Starting in january, the estimated average monthly retirement benefit will increase by 3.2%, or $59 a month, for 2025 — from $1,848 to $1,907. More than 66 million retirement beneficiaries will see the 3.2% cola beginning in january 2025, the ssa said in a press release, and about 7.5 million.

The answer depends on when you start claiming benefits. What is the 2025 social security cola increase, and does it affect future retirees?